Somewhat miraculously still in the Philippines, I have had a tough time adjusting to being a resident rather than a tourist. It's easy being a tourist. You're here for a fixed number of days and you have a certain amount of money to spend. So you know exactly how much you can get away with spending every day. And even if you screw up, there's always the return ticket.
It's completely different when you come here to live. Since your stay is "indefinite," whatever amount of money you bring can never be properly budgeted. You know when it will run out, of course, and you know when and how much will be coming in next month. But you'll never know how much it will take to get you to the other side of that great divide called "indefinite." There is, in fact, no other side out there to be reached. You're already there - it's right under your feet.